What are the current interest rates at Peoples Bank Taylorsville, KY?

Current rates for Peoples Bank Taylorsville, KY include: 12-Month CD: 0.15%, 18-Month CD: 0.15%, 24-Month CD: 2.53%, 36-Month CD: 0.25%, 48-Month CD: 0.30%, 60-Month CD: 0.35%, Savings: 0.05%, MMA: 0.20%

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Peoples Bank Taylorsville, KY

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Peoples Bank Taylorsville, KY Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Taylorsville, KY provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Peoples Bank Taylorsville, KY's top rates as of October 14, 2026 are 3.82% APY on its 13-Month Certificates of Deposit & Individual Retirement Account CD, 0.05% APY on savings, 0.20% APY on money market accounts, and 0.10% APY on checking, according to rates verified by MonitorBankRates. Other Peoples Bank Taylorsville, KY CD rates include 7-Month Certificates of Deposit & Individual Retirement Account at 3.71%, 91 Day (3-Month) 91 Day Certificates of Deposit & Individual Retirement Account at 3.35%, and 24-Month (2 Year) 24-Month Certificates of Deposit & Individual Retirement Account at 2.78%. MonitorBankRates evaluates the financial stability of Peoples Bank Taylorsville, KY with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.67%. Rates last updated and verified on 10/14/2026.

Peoples Bank Taylorsville, KY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank Taylorsville, KY? Share your experience about Peoples Bank Taylorsville, KY by leaving a review below, or read customer reviews before you decide to use Peoples Bank Taylorsville, KY.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.67%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Peoples Bank Taylorsville, KY

23 W Main St
Taylorsville, KY 40071

https://www.tpbtaylorsville.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Peoples Bank Taylorsville, KY CD Rates

Product	Rate	APY	Term
13 Month Certificates of Deposit & Individual Retirement Account	3.75%	3.82%	13 Month
Min Deposit $500 Details Term: 13 Month (1 Year, 1 Month) Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.82% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
7 Month Certificates of Deposit & Individual Retirement Account	3.65%	3.71%	7 Month
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.71% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
91 Day Certificates of Deposit & Individual Retirement Account	3.30%	3.35%	91 Day (3 Month)
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
24 Month Certificates of Deposit & Individual Retirement Account	2.75%	2.78%	24 Month (2 Year)
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
24 Month Certificates of Deposit & Individual Retirement Account	2.50%	2.53%	24 Month
Min Deposit $500 Details Term: 24 Month (2 Year, No Penalty); No Penalty Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.53% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
60 Month Certificates of Deposit & Individual Retirement Account	0.35%	0.35%	60 Month (5 Year)
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
48 Month Certificates of Deposit & Individual Retirement Account	0.30%	0.30%	48 Month (4 Year)
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.30% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
36 Month Certificates of Deposit & Individual Retirement Account	0.25%	0.25%	36 Month (3 Year)
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
30 Month Certificates of Deposit & Individual Retirement Account	0.20%	0.20%	30 Month
Min Deposit $500 Details Term: 30 Month (2 1/2 Year) Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
12 Month Certificates of Deposit & Individual Retirement Account	0.15%	0.15%	12 Month (1 Year)
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.15% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
18 Month Certificates of Deposit & Individual Retirement Account	0.15%	0.15%	18 Month
Min Deposit $500 Details Term: 18 Month (1 1/2 Year) Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.15% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
182 Day Certificates of Deposit & Individual Retirement Account	0.05%	0.05%	182 Day (6 Month)
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
273 Day Certificates of Deposit & Individual Retirement Account	0.05%	0.05%	273 day (9 Month)
Min Deposit $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%

Peoples Bank Taylorsville, KY Savings Rates

Product	Rate	APY
Christmas Club Savings	0.05%	0.05%
Min Balance $5 Details Minimum Daily Balance: $5 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Statement Savings	0.05%	0.05%
Min Balance $100 Details Minimum Daily Balance: $100 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%

Peoples Bank Taylorsville, KY Money Market Rates

Product	Rate	APY
Money Market	0.20%	0.20%
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Money Market	0.05%	0.05%
Min Balance $60,000 Details Balance: $60,000.00 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Money Market	0.03%	0.03%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.03% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Money Market	0.03%	0.03%
Min Balance $25,000 Details Balance: $25,000.00 - $59,999.99 Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 0.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Money Market	0.01%	0.01%
Min Balance $1,000 Details Balance: $1,000.00 - $9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%

Peoples Bank Taylorsville, KY Checking Rates

Product	Rate	APY
Performance Checking	0.10%	0.10%
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Performance Checking	0.05%	0.05%
Min Balance $60,000 Details Balance: $60,000.00 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Performance Checking	0.03%	0.03%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.03% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Performance Checking	0.03%	0.03%
Min Balance $25,000 Details Balance: $25,000 - $59,999.99 Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 0.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%
Performance Checking	0.01%	0.01%
Min Balance $1,000 Details Balance: $1,000.00 - $9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.67%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Peoples Bank Taylorsville, KY’s Texas Ratio rose from 7.48% in Q3 2023 to 8.67% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$145M	8.67%	5.0	A
March 31, 2026	$143M	5.18%	5.0	A+
December 31, 2025	$137M	4.66%	5.0	A+
September 30, 2025	$129M	5.02%	5.0	A+
June 30, 2025	$129M	5.72%	5.0	A+
March 31, 2025	$134M	6.88%	5.0	A
December 31, 2024	$131M	7.78%	5.0	A
September 30, 2024	$119M	4.52%	5.0	A+
June 30, 2024	$120M	5.28%	5.0	A+
March 31, 2024	$123M	6.16%	5.0	A
December 31, 2023	$125M	5.62%	5.0	A+
September 30, 2023	$124M	7.48%	4.8	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank Taylorsville, KY is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank Taylorsville, KY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank Taylorsville, KY's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Peoples Bank Taylorsville, KY

Website https://www.tpbtaylorsville.com

Address 23 W Main St, Taylorsville, KY 40071 · Spencer

Bank Holding Company LAKE VALLEY BCORP INC

FDIC Certificate # 1566

Regulator FDIC

Established February 3, 1903

FDIC Insurance Date January 1, 1934

Domestic Offices 2

Total Branches 2

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.67%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

2.1358%

Return on Equity (ROE)

26.0200%

Non-Performing Loans Ratio (NPL)

0.70%

Total Assets

$144,971,000

Total Deposits

$132,637,000

Equity Capital

$11,670,000

Net Income

$1,514,000

Headquarters

Taylorsville

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

Q2 2026 MBR Health & Safety Badge

Peoples Bank Taylorsville, KY earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Peoples Bank Taylorsville, KY

How many branches does Peoples Bank Taylorsville, KY operate?

Peoples Bank Taylorsville, KY currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank Taylorsville, KY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Taylorsville, KY provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank Taylorsville, KY offer online and mobile banking?

Most modern institutions like Peoples Bank Taylorsville, KY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tpbtaylorsville.com.